In this section you'll find all of our articles related to mortgages. Our library consists of everything from deep dives on specific mortgage types, to best practices when considering what type of mortgage is right for you.
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The difference between soft & hard credit checks, when they occur and how they impact your score.
How It Works and What to Consider
Breaking down your monthly mortgage payment.
Learn how new credit score models could impact your mortgage approval and what you can do to prepare.
Discover the key differences between standard and enhanced title insurance, and learn how each option protects homeowners during the mortgage process.
Sign mortgage documents electronically from the comfort of your home.
You may have heard the term "PUD," but what does it actually mean?
Protecting you against appraisal risk
Simplified Refinancing for Recent Homebuyers
Navigating the VA's Appraisal Reconsideration Process
New down payment assistance program by Fannie Mae in 2024
One of the most overlooked FHA rules.
The origins, evolution & impact of VA loans.
What's the difference?
What They Are, How They Work, and Why They Matter
Five simple moves you can make today to improve your FICO score
Understanding mortgage points and when it makes sense to buy them.
Having these documents readily available will help ensure a smooth and efficent application process.
Fannie Mae and Freddie Mac recently released updates to their first-time home buyer programs. See what these can mean for you.
APR is a simple comparison tool to help you quickly weigh one loan offer against another, but what if it's misleading?
You start building equity with your down payment and continue building it with each monthly payment. Let's look at how to use it.
The minimum required credit score will depend on the loan you apply for and the lender you apply with.
Mortgage closing costs are an unavoidable part of the process. Our simple question is: why should it be on you to pay them?
There is a conforming conventional loan limit for every area. You can still get a loan if you need more than the limit, it just may be "jumbo."
You've submitted your mortgage application and received a pre-approval. How long does it last?
Your down payment is your financial interest in a property, usually a percentage of the total purchase price.
Your down payment is your financial interest in a property, usually a percentage of the total purchase price.
Conventional mortgages offer great terms for credit-worthy borrowers looking to purchase or refinance.
The FHA and VA offer special loan products designed to help qualified borrowers secure a primary residence.
Fannie Mae and Freddie Mac are two Government Sponsored Enterprises (GSEs) that provide underwriting guidelines and financial backing to the mortgage industry.
Refinancing your mortgage could help you achieve your financial goals. In this guide, we'll provide an overview of our refinance process.